Here are some questions that we hear quite a lot with answers that you might find helpful.
At Car Credit Connection, our specialty is helping people with credit challenges drive away with the transportation they need. We look at your present capabilities and not just your past credit score. Many of our customers have been through a rough patch credit-wise and just need someone to give them a chance to prove their credit-worthiness. Just because you have some unpaid medical bills, or have a bankruptcy or repossession in your past, does not mean you cannot get financed. We can help you restore your credit, your confidence, and provide you with the affordable transportation you need to meet your goals.
State law requires that you maintain minimum liability insurance coverage on the vehicle. Additionally, if we finance a vehicle for you, the lender requires that you either (1) have full comprehensive and collision coverage on the vehicle with no more than $500 deductibles, or (2) participate in the lender’s AssetGuard Protection Plan, in which case they will waive the full coverage insurance requirement. If you participate in the AssetGuard Protection Plan, the lender also throws in GAP Waiver protection for no extra charge, which many dealerships sell for hundreds of dollars.
Apply online, have your insurance agent’s contact information, and come see us with your last 30 days’ pay stubs or proof of income and a utility bill in your name showing your current address. We can get your deal done quickly if you have this information available when you come by the lot to pick out your new vehicle.
We put every vehicle through an extensive reconditioning process in order to correct safety or performance problems and make sure the vehicle is clean and ready for a new owner. We don’t want to sell you a vehicle that has problems any more than you want to buy one with problems. Every vehicle we finance has passed the state-mandated safety inspection. We can’t make a used vehicle brand new again and keep it affordably priced, but we will not finance a vehicle that we would not be comfortable with our own family members driving. We also thoroughly clean and detail each vehicle. And, best of all, to provide peace of mind for our customers, we provide a Free Warranty with every financed vehicle, just in case we didn’t catch something during our inspection and reconditioning process.
Yes! We will offer you fair value for your trade-in, which you can use as your down payment or to reduce your loan balance and payment amounts.
Wo do! Under Car Credit Connection’s New Customer Referral Program, you can earn a $100.00 payment credit to your account for each qualified customer you refer who purchases a vehicle from us. Contact us any time for more information on how this program works. Refer one customer a month and you just lowered your monthly payments by $100.00. Refer enough qualified customers and you could never make a payment again!